We thought you would like to know our philosophy related to market timing and speculation.  In short, no thank you!

We here at Maxim believe that our primary mission is to help our clients:

1) Develop a clear plan and purpose for their wealth

2) Make decisions in a way so as to optimize their assets for efficiency

3) Design and implement investment strategies to grow assets while also closely managing risk to ensure capital preservation. 

Investment management is typically a long-term endeavor, as client assets generally must provide for their lifestyle expenses throughout retirement, often for 30 years or more.  Because of this, our portfolios must be designed in a way that can survive the inevitable economic cycles and stock market downturns.  This requires designing portfolios to win from the beginning - with the expectation that we will encounter difficult economic times and market downturns.

It has proven to be impossible to consistently predict the movements of the stock market.  An investment strategy that relies on timing the market is flawed in that it counts on continued actions which, if wrong, can destroy an otherwise successful retirement plan.  To us, a key element of wealth management is the construction of portfolios that do not rely on market timing but rather that rely on statistically-tested strategies used extensively by large institutional investor to deliver consistent investment results over the long-term. 

To us, investment strategies that rely on timing market movements or on speculating with client assets on a risk/reward high-wire act violate our primary mission - to manage risk and deliver wealth management guidance to ensure our clients long-term investment success.

Source:  Maxim Global Wealth Advisors, By Andrew Fisher, CFA, CPA - 2008

Maxim is a premier wealth advisor for American expatriates residing outside of the United States. We are specialists in comprehensive wealth strategies involving investment management, tax strategies and financial consulting. We created our Knowledge Library in order to help expats increase their financial intelligence and to enable well-informed decisions. We hope you find this information useful and we invite you to contact us for more information on our wealth management services.

Maxim Global Wealth Advisors      —      www.maximadvisors.com